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Insurance policies for Individuals
Irrespective of the size of the transaction, we prefer to clearly understand the client’s requirements before proceeding on any transaction. It is no surprise then that our approach to retail insurance is also systematic but without compromising on speed & service.
Placement of business shall proceed only after detailed risk analysis & a thorough financial planning exercise, if necessary.
We will be able to assist and design tailor made plans after a thorough understanding of specific requirements.
Generalized Risk Analysis
| Liabilities |
Insurable Risk Exposures |
Assets |
Insurable Risks Exposures |
| Net Worth |
Life Insurance
Health Insurance
Personal Accident Insurance
Critical Illness Covers
Students Cover |
Home |
Home Structure – Fire
Earthquake, Floods & Terrorism
(Preferably Long Term for maximum discounts) |
| Home Loan Outstanding |
Mortgage Insurance |
Household Assets |
Household Contents Insurance *
Home Shifting Transit |
| Credit Card Dues |
Card Shield Insurance |
Vehicles |
Motor Insurance |
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Financial Assets – viz., FD’s, Mutual Fund Units, Bonds, etc., |
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Gold , Jewellery, Antiques, Watches, etc., |
Household Contents Insurance * |
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Cash & Bank Balances |
Household Contents Insurance * |
* Includes 3rd Party liability cover towards vendors, guests, etc.,
In Addition to the above, following are certain other risk exposures:
| Travel Related
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Personal Staff Related
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* Insurance is the subject matter of solicitation
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